Welcome to ArticleAI (“Company” “we” or “our”). This Privacy Statement outlines our collection, storage and use of your personal and non-personal information on or through our Website. By using our Website and registering on our Website, you fully accept our collection, use, and transfer of your information as described in this Statement. If you disagree with the way we collect and process personal and non-personal information, please do not use this website. We are located in the United States of America. You may be located in a country that has laws which are more restrictive about the collection and use of your personal information. However, by using our website, you agree to waive the more restrictive laws and agree to be governed by the laws of the United States of America.
1. Types of Information We Collect.
These are the categories of information our Website collects. Sometimes we collect combinations of these types of information.
A. Personal Information. This is information that can be used to identify you. This is information which you provide on our registration page. Such information includes your name, address, telephone number(s), mobile numbers and email address, bank account(s). If you contact us, we collect that information as well.
B. Demographic Information. This is population characteristics. Such information may include, but is not limited to, zip code, mobile phone carrier, age, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests.
C. Behavioral Information. This is information which our technology automatically collects. It includes how you use our website, the areas of our website that you visit, what services you access. It is also information about your computer such as the hardware and software you use, your IP address, geographic location, browser preference, operating system, domain names, times that you access the internet, and other websites you have visited.
D. Third Party Information. This is information about you that we get from a third party which may include personal, demographic, behavioral and indirect information. This includes cookies, third party cookies, anonymous cookies, persistent identifiers, email opt in, and search engine keywords. We have no access or control over these cookies and other tracking devices used by third parties. We have no responsibility or liability for the policies and practices of these parties.
F. No Information Collected from Children. We will never knowingly collect any Personal Information from children under the age of 13. If we obtain actual knowledge that we have collected Personal Information about a child under the age of 13, that information will be immediately deleted from its database. Because it does not collect such information, we have no such information to use or to disclose to third parties.
G. Bank Account Information. We collect bank account information when you fill out our referral request. When the bank account information is submitted to us, such information is encrypted and is protected with SSL encryption software. We share this with our sources for the purpose of introducing you to our sources as you requested. We destroy this information 90 days after you submit the same to us.
A. Cookies. We and third-party vendors use technologies such as cookies, web beacons, and java scripts. Cookies collect internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. This data is used to manage the Website, track usage, and improve the Website services. This non-identifiable information may be shared with others to provide more relevant services and advertisements to users.
B. Web Beacons. We and third-party vendors may use web beacons (small pieces of data that are embedded in images on the pages of websites) and auditing software to track page views and entry and exit points to and from the Website. In addition, we may use web beacons, cookies, customized links and/or similar technologies to determine whether electronic newsletters sent by us to those who have requested them from us have been opened and which links are clicked. Any data collected will only be used in an aggregate form.
3. Use Information Collected.
We use the information that we collect to provide and maintain the Website as we deem appropriate in our sole discretion. We may also use the information to contact you to further discuss interest in our company, the services that we provide, and to send information regarding our company or partners, such as promotions and events.
A. Storage and Security of Information Collected. We employ reasonable security measures to protect the security of the information you submit to us. We use secure server software (SSL) to protect your information. Your information is stored on our servers located in the United States. We are not responsible for any loss of data or breach of security on your part.
C. Consent to Transfer Information. By using the Website, you consent to the collection, transfer, storage, and processing of your information outside of your jurisdiction. If you are located in a country with laws governing data collection and use that differ from U.S. law, please note that you are transferring your personal data to the United States of America and by providing your personal data you consent to that transfer.
4. Disclosure of Information to Others.
We will share your personal information with third parties as follows:
A. Service Delivery. We share your information with third parties who help us in the delivery of the services you have requested.
B. Website Functionality. We share your information with companies and individuals we employ to perform technical functions on our behalf. Examples include third parties who host our website, analyze our data, provide marketing assistance and provide customer service.
C. Third Party Products and Services. We share your information with third parties who will provide you with their opportunities, products or services. This includes your personal and non-personal information, and includes your interests and preferences, so they may determine whether you might be interested in their products or services.
D. Anonymous information. We share aggregated anonymous information about you, combined with other persons using our website with third parties, so that they can understand the kinds of visitors that come to our website, and how those visitors use our website. This includes demographic information and behavioral information.
E. Legal Process. We disclose your information if legally required to do so, or at our discretion, pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to (a) conform to legal requirements or comply with legal process; (b) protect our rights or property, or our affiliated companies; (c) prevent a crime or protect national security; or (d) protect the personal safety of users or the public.
F. Acquisition or Merger. We may disclose and transfer your information to a third party who acquires any or all of our business, whether such acquisition is by way of merger, consolidation or purchase of all or a substantial portion of our assets. In the event we become the subject of an insolvency proceeding, whether voluntary or involuntary, we or our liquidator, administrator, receiver or administrative receiver may sell, license or otherwise dispose of, such information in a transaction approved by the court.
5. Third Party Collection and Use of Information.
Third parties collect and use information about you on or through our website in the following way:
A. Referral Sources. Our direct lenders and our sources which include networks of lenders may use their own cookies, Web beacons, and other technology, to collect information about you. We do not control the use of such technology and have no responsibility for the use of such technology to gather information about you.
B. Hyperlinks. We may also refer you to websites owned by third parties. We are not responsible for the privacy practices or the content of such other websites. These links are provided for your convenience and reference only. We do not operate or control any information, software, products or services, available on these third party websites. The inclusion of a link on our website does not imply any endorsement of the services, products or website, or its sponsoring organization.
C. Analytics. As described above, we use third parties to monitor analyze and report on the traffic to, from and within our website and email messages.
We try to safeguard and protect your information both online and offline. We have security measures in place to protect against the loss, misuse, and alteration of personal information under our control. The servers in which we store your information are kept in a secure physical environment. The servers have industry standard firewalls. Access to such servers is password protected and access by our employees is limited. Currently, we use Secure Socket Layer software ("SSL") to protect data and to secure any transactions. SSL encrypts information including credit card number(s), and names and addresses, as they are transmitted over the Internet. Please be advised that, although we take commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure; therefore, we cannot and do not warrant that your information will be absolutely secure. Any transmission of data at or through our website is at your own risk. However, access to your information is strictly limited and not accessible to the public.
8. Your California Rights.
California residents have the right to receive, once a year, information about third parties with whom we have shared information about you or your family for their marketing purposes during the previous calendar year, and a description of the categories of personal information shared. In addition California residents have the right to know if we respond to do not track signals or cookies. We do not respond to such signals or cookies. As stated in this Policy, you have agreed to allow us to share information with third parties for their direct marketing purposes until you remove your information; and thus, you have agreed to this disclosure. California customers may request further information about our compliance with this law by sending us an email at firstname.lastname@example.org Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this email address.
9. Changes to this Privacy Statement.
We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make significant changes to this policy, we will notify you here, by email, or by means of a notice on our home page. Contacting Us. If you have any questions or need further information as to the Site or services provided by us, or need to notify us as to any matters relating to the Site, please contact us at .
This policy is effective as of April 28, 2023